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Pat Cusack's avatar

I’m thoroughly enjoying your series and think you may find some of my non-philosophical, forensic writings on extant bank accounting fraud a recreational diversion from your concentrated book-drafting labour.

If you only have 5 minutes, I’d start with my shortest article (#6) here [https://patcusack.substack.com/p/6-the-universal-deceit-a-one-page].

You can see my 10 articles here [https://patcusack.substack.com/archive?sort=new] for a deeper dive.

I’ve published documentary evidence from three randomly chosen banks showing their various ways of executing a simple “magical deception” recipe that creates the “appearance of a loan” without lending anything to the customer. The recipe is to tell the accounting truth in numbers but overlay those numbers with false words.

I believe this fraud by “verbal deception alone” is of ancient origin and practised universally by all “lending” banks. It astonishes me that this sociopathic technique of stealing has survived for 300 years, in full public view, without such luminaries as Prof Richard Werner discovering it. Werner did tell me in 2019 that the bank accounts he examined “looked fraudulent”, but has never publicly avowed that fraud is evident in extant bank account statements. He repeatedly suggests banks can use a customer’s credit balance to “purchase” the customer’s “loan document” as a “security”.

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